Yes I have been scarce the past few days but I had a valid reason!
I was sick.
And not just man-flu sick, but viral meningitis sick.
Which admittedly isn’t as bad as bacterial meningitis (that’s the one that makes your brain explode, well okay not really, it makes your blood into poison instead. And yes that’s not the scientific and medical correct way to describe whats happening but when they were explaining the whole thing to me I was in so much pain I was just trying not to throw up on the doctor) but it’s the sickest I’ve ever actually been.
And the problem with being sick in one of the more affluent cities in Australia, is that it is damn expensive.
Overall I think I spent about $800 on medical tests and medication since all this started.
From memory (and admittedly in combination with the pain I was in and the pain medication I’m currently on is a little hazy) the costs break down as follows:
– Initial doctor visit: $80
– Initial script for weak-good-for-nothing pain meds: $23
– Second doctor visit: $80
– CT Brain Scan: $478
– Lumbar Puncture Test: $183
– Second script for oh-my-god-these-pills-are-awesome pain meds: $17 (I wonder why the more awesome pain meds are cheaper than the craptastic ones?)
And since I do not have $800 in my emergency fund (I had like $80) all of these expenses went into my credit card. Which blows a big fat one because tomorrow, I would have paid off one completely and would have only been left with 3 cards with outstanding balances.
ONE PAY DAY AWAY!
As of now it’ll take me another 2 paydays (thats 1 month) before I can clear out all those expenses and be back to where I was before I got sick.
So… what did I learn from this experience?
a) My body is in league with the credit cards to keep me in an everlasting cycle of debt
b) Emergency funds with a significant amount in them are a bloody brilliant idea.