So I’ve finally created a new budget for the new pay cycle and for the mucho loot that will hopefully be hitting my bank account every two weeks starting from the 15th of September.
The amounts are fairly accurate guesstimates to probably within a few 10’s of dollars (the salary calculator I’m using seems to be off), since I’m not quite sure exactly what the fortnightly pay will be yet. The number I’ve plugged in works though.
But you don’t want to hear about all that, you want the erect-nipple-inducing news as to how I will be paying off the debt.
Well being the tease I am, I won’t flash you the big fat erect wahoonie that is Budget 2.0 juuuuust yet. But here’s a rough run down.
I will be paid off completely by this time next year. Yup a whole 3 months earlier than expected on my old salary. Why only 3 months earlier when I get paid a whopping 50% extra on my previous salary? That’s because I will also have 3 months worth of emergency fund money saved up as well. Yup you heard it right, 3 months worth in case the worst happens and I get mauled by a wolverine or thrown out of a bus, or that devious Wile E. Coyote (suuuuuper genius) finally manages to get me. And that emergency fund covers absolutely all expenses I have each month, from groceries, rent, bills, phone bills, health insurance, travelling costs etc etc. So its a pretty good wad of cash 🙂
And what about moving costs? Didn’t you say you might have to move at the end of the year?
I’m glad you’re paying attention. That will mostly be covered by my tax refund, which should be a gloriously hefty sum *knock wood* that should cover moving expenses (first two weeks rent + security deposit/bond) as well as buying new furniture as necessary.
What about suits and stuff?
Wow, seriously stop stalking my blog and dredging up the stuff I say. Its kinda creepy. But I shall answer your question nonetheless despite your creepiness, cause you’re just so darn cute. Yes I have made an $800 allowance to buy extra suits for work, this will either mean 1 REALLY nice and expensive one, or 2-3 cheaper ones. I haven’t gotten that far yet.
How about christma-
Okay, okay enough questions! Yeesh. Just take your clothes off and dance around the bonfire in glorious ecstasy to celebrate my imminent departure from the enslavement of credit card debt… *rolls eyes* Honestly… people these days.
Also while you’re doing the above, you should also ignore this camera I have in my hand. I’m shooting a documentary… yessssss… a doc..u..men…taryyyy. *shifty eyes*